Is it better to bring cash to a car dealership in San Diego?

If you’re in the market for a used car, you may be wondering whether to pay cash or finance. As a used car salesman at Dream Machine in National City, this is a frequent question! There are advantages to both options. Here’s my advice:

Paying cash gives you maximum negotiating leverage, avoids finance charges, and may help lower the price. But carrying large sums of cash has risks, and you miss establishing credit.

That’s why I suggest having financing pre-approved before visiting Dream Machine. By securing an auto loan through your bank or credit union first, you have competitive financing ready.

Come equipped with both your pre-approval information and some cash for the down payment and fees. This puts you in a great position to negotiate the optimal used car price while keeping your financing options open. We can discuss additional discounts if you opt to pay in full with cash.

The right choice depends on your financial situation. My aim is making sure you drive home happily in a used car you love, at a payment that fits your budget. With a loan pre-approval and some cash, we can make that happen without compromise.

Ready to find your perfect used car? Visit Dream Machine in National City. I look forward to guiding you through the buying process with ease!